Last Updated: 03/12/2026

Introduction

Welcome to 90 Days Unplugged. These Terms and Conditions outline the rules and guidelines for using our website and participating in our financial coaching services.

By accessing this website or enrolling in our services, you agree to the terms outlined below.

If you do not agree with these terms, please do not use this website or our services.

Services Provided

90 Days Unplugged provides financial coaching services designed to help individuals improve financial organization, budgeting habits, and financial awareness.

Our services may include:

• Financial coaching sessions

• Budget planning support

• Financial habit guidance

• Personalized financial action plans

• Educational financial resources

These services are intended for informational and educational purposes only.

No Financial, Investment or Legal Advice

The services provided through 90 Days Unplugged are not financial, investment, legal, or tax advice.

We are not licensed financial advisors, accountants or legal professionals.

Any information or guidance provided is intended to support financial awareness and personal financial organization only.

Clients should seek the advice of licensed professionals before making financial, investment, or legal decisions.

Client Responsibility

Clients are responsible for their own financial decisions and actions.

While we aim to provide guidance and structured financial planning tools, results may vary depending on individual circumstances, effort and financial habits.

90 Days Unplugged does not guarantee specific financial results.

Payments and Fees

All program fees must be paid in accordance with the payment terms agreed upon at the time of enrollment.
Payment plans may be offered, where applicable.

Failure to complete scheduled payments may result in suspension of services.

Refund Policy

Due to the nature of coaching services and the time reserved for clients, all sales are final unless otherwise stated in writing.

Refunds may be considered in exceptional circumstances at the sole discretion of 90 Days Unplugged.

Scheduling and Appointments

Clients are responsible for attending scheduled sessions.

If a session needs to be rescheduled, clients must provide at least 24 hours notice.

Missed appointments without notice may be considered forfeited and may be subject to cancellation fees.

Confidentiality

All personal information shared during coaching sessions will be treated with respect and confidentiality.

We will not disclose personal information unless required by law or with client consent.

Website Use

You agree to use this website for lawful purposes only.

You may not:

• Attempt to gain unauthorized access to website systems

• Distribute harmful software or malicious code

• Use website content for unlawful purposes

Intellectual Property

All content on this website, including text, program materials, documents, and financial planning frameworks, is the property of 90 Days Unplugged.

These materials may not be copied, reproduced, or distributed without written permission.

Limitation of Liability

Life Unplugged will not be held liable for any financial decisions, losses, or outcomes resulting from the use of information provided through our services or website.

Clients accept full responsibility for their financial decisions.

Changes to These Terms

We reserve the right to update or modify these Terms & Conditions at any time.

Any updates will be posted on this page with the revised date.

Contact Information
If you have any questions about these Terms & Conditions, please contact:

Life Unplugged
90daysunplugged@gmail.com
Calgary, Alberta